The world's financial crisis continues with huge losses, instability and uncertainty. It is wise, therefore, to take a good look at the bank where one's money is invested. Simply because the money is deposited in a money market fund or savings account in a large, traditionally safe bank does not mean it is protected.

The credit crunch and financial market turmoil due to the distressed housing market is now being felt in banks and financial institutions that were once considered to be too big and sound to fall.

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